Inlämning av Examensarbete / Submission of Thesis

Muhammad Imran Ashraf; Mudassar Hussain , pp. 103. MAM/Sektionen för Management, 2012.

The work

Författare / Author: Muhammad Imran Ashraf, Mudassar Hussain
imran_ntu@hotmail.com
Titel / Title: FINANCING OF SMEs (SMALL & MEDIUM ENTERPRISES);ALTERNATIVES, POLICY MEASURES AND FINANCIAL SOLUTIONS– THE CASE OF PAKISTAN’S COTTON GINNING INDUSTRY
Abstrakt Abstract:

The present study is an attempt to identify the financial issues of SMEs of Pakistan. Pakistan’s
cotton ginning industry has chosen as a case. The general objective of the study is to analyze
the financing issues/problems of the small‐scale industries (cotton ginning) with appropriate
alternatives and financing solutions. The extensive theoretical framework about financing of
SMEs along with seven hypotheses (for testing) has been included in research work as base of
study. Data collection has performed through both primary and secondary sources. Both
qualitative and quantitative research methods have been employed for the research work. For
this research work, sample size of 30 cotton ginning factories has selected from the population
of 1400 cotton ginning factories of Pakistan. The researchers have selected the cotton ginning
SMEs of Faisalabad Division by keeping in view the importance of Faisalabad division as 2nd
largest industrial city and 3rd largest cotton producing division of Pakistan and the factor of easy
access (for researchers) to the chosen factories. Statistical data analysis techniques are used to
analyze the data which was collected through questionnaire’s survey from SMEs and the results
have presented with hypothesis testing. After identifying the financial issues the alternatives,
financial solutions and recommendations have been given for policy measures. The findings of
research work indicates that high interest rate on loans, heavy taxes, poor government policies,
owner’s education level, old technology and poor legal and accounting self‐efficacy are the
major reasons of financial problems. Soft and friendly government policies, short and long term
loans at lowest interest rate for running and technology up‐gradation are recommended. Joint
ventures are found to be the most suitable alternative for financial solutions.

Ämnesord / Subject: Företagsekonomi - Business Administration\Management Control
Nationalekonomi - Economics\Macro Economics
Företagsekonomi - Business Administration\Organization
Nyckelord / Keywords: Financing, SMEs, Cotton Ginning, Credit, Financial Institutions, Legal and Accounting Self‐Efficacy

Publication info

Dokument id / Document id: houn-8rvj5s
Program:/ Programme Master of Business Administration (MBA)
Registreringsdatum / Date of registration: 02/27/2012
Uppsatstyp / Type of thesis: Magisterarbete/Master's Thesis (60 credits)

Context

Handledare / Supervisor: Dr. Fredrik Jörgensen
Examinator / Examiner: Aurell, Marie
Organisation / Organisation: Blekinge Institute of Technology
Institution / School: MAM/Sektionen för Management
S-372 25 Ronneby
+46 455 38 50 00
Anmärkningar / Comments:

Muhammad Imran Ashraf
E‐mail: imran_ntu@hotmail.com

Mudassar Hussain
E‐mail: cmhter@gmail.com

Files & Access

Bifogad uppsats fil(er) / Files attached: bth2012ashraf.pdf (373 kB, öppnas i nytt fönster)