Inlämning av Examensarbete / Submission of Thesis

Yasir Paracha; Muhammad Amin , pp. 67. MAM/Sektionen för Management, 2008.

The work

Författare / Author: Yasir Paracha, Muhammad Amin,
Titel / Title: Micro Credit to Micro Finance institutions
Abstrakt Abstract:

Fighting poverty is one of the core objectives of the Millennium Development Goals (MDG).Micro Finance is the best way to eradicate poverty and to empower people. Micro finance is the newly emerging financial industry. It has the target market of more than 1.8 billion people in the whole world. The emphasis of this study is to analyze the prospects of micro finance industry in Pakistan. Our research stresses the need of the diverse micro financial services in order to make the micro finance banks sustainable and profitable while serving the diverse needs of the poor. MFI’s should be distinguished from the NGOs as they are not just charity organizations. The diverse products will mitigate the risk and at the same time gives a variety of services and choices to the clients. Today the reason of the loss of the most of the micro finance institutions is that they offer very few products dominantly micro credit. The study has reviewed the success factors of Kashf, a successful MFI in Pakistan and has developed its recommendations on the basis of this analysis that can be implemented on the other MFI’s. There is a demand for diverse micro financial services in Pakistan and just by meeting a very small group, Kashf has become profitable. So, if there are more innovations in the product development, this sector can become sustainable. Future of micro finance is bright in Pakistan.

Ämnesord / Subject: Företagsekonomi - Business Administration\Organization

Nyckelord / Keywords: Micro Finance, economically active poor, Pakistan, financial system approach, Poverty lending approach

Publication info

Dokument id / Document id:
Program:/ Programme Business Administration
Registreringsdatum / Date of registration: 10/15/2008
Uppsatstyp / Type of thesis: Magisterarbete/Master's Thesis (60 credits)


Handledare / Supervisor: Emil Numinen
Organisation / Organisation: Blekinge Institute of Technology
Institution / School: MAM/Sektionen för Management
S-372 25 Ronneby
+46 455 38 50 00

Files & Access

Bifogad uppsats fil(er) / Files attached: micro credit to micro finance institution.pdf (557 kB, öppnas i nytt fönster)